Privacy Policy — Cash Comments

1. Overview

This Privacy Policy explains what personal information Cash Comments ("we", "us") collects when you use the Service, how we use it, and your rights in relation to it. By using the Service you agree to the collection and use of information as described here.

2. Information We Collect

Information you provide

Username — displayed publicly alongside your posts and comments
Email address — used for account login and recovery only; never displayed publicly
Password — stored as a one-way cryptographic hash; we cannot read it
Post and comment content — the text you submit, displayed publicly on the Service

Information collected automatically

IP address — logged at the time of account creation and each payment, retained for fraud prevention and chargeback defence purposes
Payment metadata — we receive a Stripe payment intent ID and spend amount for each transaction; we do not store card numbers or full payment details

3. How We Use Your Information

To create and authenticate your account
To publish and rank your posts and comments
To process payments via Stripe
To investigate fraud, chargebacks, or abuse
To comply with legal obligations, including responding to valid law enforcement requests
To contact you about your account if necessary

We do not sell your personal information. We do not use your data for advertising or share it with third parties for marketing purposes.

4. Stripe

All payment processing is handled by Stripe, Inc. When you make a payment you are subject to Stripe's Privacy Policy. We receive confirmation of payment and a payment reference from Stripe; we do not receive or store your full card details.

5. Public Information

Your username and all content you post or comment is public. Anyone can view it. Do not include personal information in your posts or username that you do not wish to be publicly visible.

6. Data Retention

We retain your account data and content for as long as your account is active. If content is removed, it is deleted from our database. IP addresses associated with account creation and payments are retained for as long as reasonably necessary for fraud prevention and legal compliance purposes.

7. Your Rights

Depending on your location, you may have the right to:

Request access to the personal data we hold about you
Request correction of inaccurate data
Request deletion of your account and associated personal data
Object to or restrict certain processing of your data

To exercise any of these rights, contact us using the details below. We will respond within a reasonable timeframe. Note that deletion of your account does not entitle you to a refund of any payments made.

If you are located in the European Economic Area, you also have the right to lodge a complaint with your local data protection authority.

8. Security

We take reasonable technical measures to protect your data, including password hashing and encrypted connections. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

9. Children

The Service is not directed at children under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has provided us with personal information, please contact us and we will delete it.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. Continued use of the Service after changes are posted constitutes acceptance.

11. Contact

For any privacy-related questions or to exercise your rights, contact us via the contact information on our website.